Thinking about studying in Germany? The journey can be exciting, but it’s essential to understand the financial aspects involved. This post will break down the costs associated with obtaining a student visa in Germany, step by step, while also sharing tips to reduce these expenses.
Overview of Costs: Before and After the Visa
Your expenses can be categorized into two main phases: before the visa and after the visa. Let’s dive into each phase to see what costs you can expect.
Costs Before the Visa
1. IELTS Examination
Most German universities offering English-taught programs require you to take the IELTS exam.
- Cost: Approximately 60,000 PKR or 200 Euros.
While some choose to join preparatory academies for the IELTS, it’s also possible to prepare independently, saving on those additional costs.
2. Document Attestation
To apply for a German student visa, your documents must be attested by either the Higher Education Commission (HEC) or the Inter-Board Committee of Chairmen (IBCC).
- Cost:
- HEC: 1,000 PKR per document
- IBCC: 1,200 PKR per document
- Total Estimated Cost: 10,000 PKR or 30 Euros for multiple documents.
You can handle attestations through courier services or in person.
3. University Application Process
While some universities in Germany allow free applications, many require you to go through Uni-Assist.
- Cost:
- First application: 75 Euros
- Subsequent applications: 30 Euros each
- Estimated Total for 7-10 Applications: Approximately 250 Euros.
4. Sending Physical Documents
Certain universities may require physical copies of your documents, which need to be notarized and sent to Germany.
- Cost: Approximately 6,000 PKR.
- Recommendation: Use services like DHL, TCS, or Pakistan Post, ideally those offering student packages, to reduce costs.
5. Enrollment Fees
Once you receive admission, you need to pay a contribution fee for enrollment, which varies by university.
- Estimated Cost: 250 Euros on average.
6. Health Insurance and Block Account Requirements
Block Account
For your studies in Germany, you’ll need to demonstrate financial means through a block account.
- Required Amount: 11,208 Euros (plus service charges, totaling around 11,417 Euros with providers like Expatrio).
- Important Note: This amount is refundable as you withdraw funds monthly.
Cash Back Option
Using Expatrio can also provide cashback options, making it a cost-effective choice for managing your financial needs in Germany.
Visa Application and Interview Costs
1. Visa Application Fee
You will incur additional costs on the day of your visa interview.
- Visa Fee: 75 Euros.
- Travel Costs: Approximately 100 Euros total, factoring in transportation.
Costs After the Visa Process
Once you have your visa, several expenses arise as you prepare to relocate to Germany.
1. Initial Shopping Costs
You may want to budget for initial shopping expenses upon your arrival.
- Estimated Cost: 300 Euros (around 80,000 to 100,000 PKR).
2. Accommodation Expenses
Housing costs vary based on location. Smaller towns tend to be more affordable than larger cities.
- Average Monthly Rent: 350 Euros.
- Deposit: Also around 350 Euros (refundable).
- Total for Rent and Deposit: 700 Euros.
3. Flight Costs
Booking your flight to Germany is another essential expense.
- Estimated Cost:
- Major Airlines: Approximately 500 Euros.
- Cheaper Alternatives (e.g., Pegasus Airlines): 200 to 300 Euros.
4. Carry Cash for Initial Expenses
You should also have cash on hand upon arrival for immediate expenses, as your block account funds may not be accessible right away.
- Recommended Amount: 1,000 Euros.
Summary of Costs
Here’s a summarized breakdown of the costs:
| Expense Category | Estimated Cost (Euros) |
|---|---|
| IELTS Exam | 200 |
| Document Attestation | 30 |
| University Applications | 250 |
| Sending Documents | 30 |
| Enrollment Fees | 250 |
| Block Account | 11,417 |
| Visa Application Fee | 75 |
| Initial Shopping | 300 |
| Accommodation (Rent + Deposit) | 700 |
| Flight Costs | 500 |
| Carry Cash | 1,000 |
| Total | 14,767 Euros |
Final Thoughts
In total, you can expect to spend approximately 14,767 Euros (around 4,430,100 PKR) to start your studies in Germany. While this amount may seem significant, remember that a substantial portion of it is tied up in the block account, which is refundable as you settle into your new life.
Alternatives to Block Account Requirement
Curious if it’s possible to study in Germany without a block account? Yes, there are alternative methods to achieve this. If you’re interested in learning more about these options, further details can be found in dedicated resources.
By being well-informed and planning carefully, you can navigate the financial aspects of studying in Germany effectively!